Like other states, in Florida, it is mandatory that a basic auto insurance cover have a liability cover for both personal injury and property damage. The minimum limit for each is $10,000.
As you go through auto insurance quotes Florida, you must keep in mind that for your auto insurance cover to be considered valid in the state it must be issued by an insurance company registered by the Florida Department of Financial Services.
Generally, the smaller insurance companies will have lower premiums that will be cheaper for you as compared to larger insurance companies. However, you should not go for a cover just because it is cheap. If the insurance company fails to pay up it will be mighty expensive. Taking the time to thoroughly research an auto insurance company before signing up with them is a very good investment of time and resources. Even if the premiums are higher, it is better to use a reputable firm other than a smaller uncredited one.